MONEY

MONEY

Why the Best Real Estate Deals Exist Outside the Frenzy Zone

If you want to find better value when buying a house, avoid the real estate frenzy zone. The real estate frenzy zone is the price range where the largest number of.

Read More
MONEY

Why Letting an ARM Reset Can Be Smarter Than Refinancing

Unlike most people, I love ARMs, or adjustable-rate mortgages. Adjustable-rate mortgages have helped me save over $300,000 in mortgage interest expense since 2005 compared to if I had taken out.

Read More
MONEY

Having Kids Is The Best Way To Decumulate Wealth When FIRE

If you are a FIRE adherent, then you have likely mastered the art of saving and investing aggressively. While your neighbors and colleagues splurge on new cars, fancy vacations, and.

Read More
MONEY

2026 Real Estate Outlook: Better Times Ahead For Investors

Roughly 40% of my net worth is in real estate, my favorite asset class to build long term wealth for the average person. Real estate was my primary reason for.

Read More
MONEY

Be Careful Buying The Dip Too Often, Too Soon

I’ve been aggressively buying the dip since March 2020, when I wrote How To Predict A Stock Market Bottom Like Nostradamus. My daughter was born four months earlier, and something inside.

Read More
MONEY

Almost Burned Down My Parent’s Home Twice In One Week

I’m back in Honolulu for the winter holidays, visiting my parents, and I’ve been looking forward to this trip for months. Especially after spending about $41,000 remodeling and furnishing a.

Read More
MONEY

Unable To Spend The 529 Plan Money When The Time Comes

One thing I have always tried to get better at is anticipating the future. I do this as an investor and try to see what the world might look like.

Read More
MONEY

The Third Rule Of Financial Independence

As someone who has been writing about financial independence and escaping corporate America since 2009, I’ve developed several rules that serve as the backbone for achieving FIRE and staying free..

Read More
MONEY

Living Solely Off Social Security Benefits In Retirement Is Possible

About 10 years ago, I tried logging onto SSA.gov to check my Social Security benefits. You would think after decades of paying FICA taxes (6.2% for SS, 1.45% for Medicare),.

Read More
MONEY

Made More From One House Than 26 Years of 401(k) Investing

People knock real estate for being slow and tedious. I get it. It’s not nearly as exciting as chasing big tech or the latest AI winner. But slow and steady.

Read More