MONEY

MONEY

The 4% Rule: Clearing Up Misconceptions With Bill Bengen

I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has.

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MONEY

2025 401(k) Contribution Limits: Bigger Savings, Better Retirement

The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined employee and.

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MONEY

2025 Tax Brackets: New Ideal Incomes for Workers and Retirees

The IRS has announced new income limits for its seven tax brackets for 2025, with income thresholds increased by about 2.7% to adjust for inflation. This follows a 5.4% increase.

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MONEY

How Speaking To A Financial Professional Saved Me From Myself

Empower is offering free financial consultations until October 31, 2024, for anyone with over $250,000 in investable assets. I wanted to share my experience speaking with them and how I.

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MONEY

Reflecting On A Year After Purchasing A House I Didn’t Need

October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home.

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MONEY

Family Ski Vacations: The Cost Could Break The Bank!

In 2007, I had a dream of taking my future family on a ski vacation. I was an avid snowboarder and my wife enjoyed the tranquility of Lake Tahoe. After.

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MONEY

The Right House-To-Car Ratio For Financial Freedom

After delving into the exorbitant prices of new luxury cars, I’ve come to the realization that a larger segment of the population is purchasing such vehicles than I initially thought..

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MONEY

New Luxury Car Prices Are Outrageous, Never Buying One Again

In 2002, at age 25, I foolishly bought a new luxury car, a Mercedes Benz G500. I had just gotten a raise and a promotion to Associate. Why not YOLO.

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MONEY

To Gain More Value, Buy A More Expensive Home

If you’re aiming for more value and cost-efficiency, you might find it surprising that opting for a more expensive home over a median-priced one could be the way to go..

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MONEY

Why You Feel Bad Despite A Good Economy

If you’ve been feeling down despite the apparent strength of the economy, I can relate. Despite stocks and real estate reaching near all-time highs, there seems to be a growing.

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